Equipment financing
Equipment financing is a loan or lease arrangement where the purchased asset secures the debt. You select the machinery, we connect you to lenders who fund it, and you repay over a term that matches the equipment's useful life. The asset serves as collateral, which often simplifies approval compared to unsecured working capital. San Dimas businesses along Route 66 and Bonita Avenue use this structure to add delivery trucks, fabrication tools, restaurant ovens, dental chairs, and construction equipment without exhausting cash reserves that keep day-to-day operations stable.
### Why San Dimas Companies Choose Equipment Financing
San Dimas sits at the eastern edge of the Pomona Valley, where manufacturing, healthcare, food service, and specialty trades cluster near the historic downtown corridor and the 57 freeway interchange. Many operators here run lean, and tying up six figures in a single equipment purchase creates strain. Equipment financing spreads the cost across 24 to 84 months, aligning payments with revenue the new asset generates. Because the lender holds a lien on the machine, approval criteria focus more on the equipment's resale value and your business fundamentals than on pristine credit alone.
### How Moor Lending Group Brokers Equipment Deals
We gather three core documents: a completed application, recent business bank statements, and a vendor quote or invoice for the equipment. From our City of Industry office at 218 Machlin Ct, Pomona, CA, we submit your package to multiple equipment lenders, comparing term lengths and structures. Once you choose an offer, the lender wires funds directly to the vendor, you take delivery, and payments begin. Call us at (909) 737-1715 to start.
A contractor based near the San Dimas Canyon Road corridor needed a skid-steer loader to bid on larger grading projects. Rather than liquidate savings, he provided his vendor quote, six months of bank statements, and a brief business summary. We matched him with a lender who funded the loader, structured payments over five years, and filed a UCC lien. The contractor kept his cash reserve intact, took delivery within days, and began invoicing new clients immediately.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.