Small Business Loans in Chino, CA

Small business loans deliver capital for inventory purchases, machinery upgrades, facility expansion, payroll smoothing, and long-term real estate acquisition. These financing tools include SBA 7(a) loans, equipment financing, business lines of credit, invoice factoring, and commercial real estate loans. Chino businesses often need flexible structures that align with production cycles, seasonal retail peaks, and the logistics timelines common to this western San Bernardino County hub.

Moor Lending Group works as a licensed commercial loan broker, not a direct lender. We prepare documentation, match your request to appropriate lender programs, and guide the submission through underwriting. Our office sits at 218 Machlin Ct, City of Industry, CA 91789, Pomona, CA, a short drive west on the Pomona Freeway from Chino's Central Avenue exit.

A precision machining shop on Kimball Avenue needed $180,000 to add a CNC lathe and hire two operators. The owner had strong order books from aerospace subcontracts but limited collateral beyond existing equipment. We structured an equipment-financing proposal that used the new lathe as primary collateral and layered a small working-capital line to cover payroll during the installation month. Documentation included three years of profit-and-loss statements, a signed purchase order from the equipment dealer, and a brief narrative explaining the aerospace supply chain. The lender funded within 21 days, and the shop began production ahead of contract deadlines.

Visit our Pomona hub to compare programs across neighboring cities.