Invoice factoring
Invoice factoring is a financing tool that turns your accounts receivable into cash without creating new debt. You sell unpaid invoices to a factoring company, receive a percentage of the invoice value upfront, and the factor collects payment directly from your customer. Once the invoice is paid, you receive the remaining balance minus the factor's fee. This structure works especially well for businesses with strong customers but long payment terms, a common scenario for manufacturers and logistics firms operating near Chino Airport and along Central Avenue's industrial corridor.
Chino's concentration of dairy processing, food manufacturing, and metal fabrication shops means many local businesses invoice large corporate buyers who stretch payment terms. Invoice factoring keeps payroll covered, materials purchased, and equipment running while those invoices age on your books.
Invoice factoring
A metal fabrication shop on Riverside Drive landed a contract with a national retailer for custom fixtures. The contract required the shop to deliver finished products in stages, but the retailer's payment terms were net-60. The owner needed to buy raw steel and pay welders before the first check arrived. Moor Lending Group connected the shop with a factoring partner who advanced funds against each completed invoice, letting the fabricator fulfill the contract without draining savings or turning down new work.
Why us
As a broker, Moor Lending Group matches your invoice profile to factoring companies that serve your industry and invoice size. We handle documentation review, coordinate submissions, and negotiate terms so you can focus on production and delivery. Our office at 218 Machlin Ct, City of Industry, CA 91789, Pomona, CA serves Chino and surrounding cities. Call (909) 737-1715 to discuss your receivables and timeline.
Beyond invoice factoring, we broker working capital loans in Pomona, equipment financing, SBA 7(a) programs, commercial real estate financing, and business lines of credit.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.